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Cash withdrawal, POS swipe or online transactions, your Payzello Card is a one stop solution to all your financial needs.
Starting from restriction of usage on your Payzello Card to switching it on and off at your convenience, keeping your money secure is our priority.
From helping you choose a Savings Goal (and completing it on your behalf) to tracking all your expenses meticulously, we are your exclusive personal consultant!
Payzello offers banking services which are similar to a bank. With no branches; everything can be done virtually from opening an account, taking credit to saving money and complete personalization.
The idea is to offer a completely digital way of banking where you can control and manage your money efficiently.
Anyone over the age of 18 with a valid Aadhaar card can sign up and use Payzello.
Payzello range of features are below:
(i) A Zero Balance Account;
(ii) 1 physical card and unlimited virtual cards;
(iii) Advanced control of your account (Temporarily or permanently block or lock your card, ordering a new card, setting a limit of usage to control your spending etc.)
(iv) Savings Goal (To cater to your short/long term plans; ex: A holiday to Bali)
(v) An easier way to split bills.
(vi) Instant transfers (Payzello to Payzello transfers, IMPS, UPI)
(vii) Adding money to your account (Using our Payment gateway or transferring from another bank to PZ account with IMPS/UPI .
(viii) Requesting money (Request money from your friends or parents via our Payment Gateway or UPI)
(ix) An easy way to connect to us where we will be there for you 24x7.
(x) Ello - Our chatbot to give you assistance at all times.
Payzello is not a bank but provides features similar as a bank. If you are worried about your money, please don’t, your money is safe with our partner - YES Bank.
Yes, similar to any other bank we will give you an account number and IFSC code which can be shared if you wish to receive money from someone.
You would need a valid Aadhaar card to create an account on Payzello. With other basic details being your mobile number and email ID.
Payzello doesn’t accept cash. We believe on complete digitization and we will do our best to promote more digitization.
Payzello has a limit of having a maximum of Rs. 100,000 at anytime in the account. But, you can spend up to Rs. 200,000 in a month.
Ex: You can have 100,000 in your account right now and not more than that. But you can spend Rs. 200,000 as long as you keep your balance at or below 100,000.
Your Payzello account can be reloaded through our Payment gateway, IMPS and UPI.
Your money resides with YES Bank Ltd and is securely managed by Payzello where every deduction is recorded and managed safely.
Payzello is very secure and uses sophisticated algorithms to make sure your account and all the transactions are secure by following the protocols defined by RBI, YES Bank and NPCI.
We don’t store any confidential information like your card number/PIN/CVV) which is managed by the bank where the data is securely managed.