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One Card For all


Cash withdrawal, POS swipe or online transactions, your Payzello Card is a one stop solution to all your financial needs.

As secure as your Bank


Starting from restriction of usage on your Payzello Card to switching it on and off at your convenience, keeping your money secure is our priority.

Your Personal Financial Consultant

From helping you choose a Savings Goal (and completing it on your behalf) to tracking all your expenses meticulously, we are your exclusive personal consultant!

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KNOW MORE



  • help What is Payzello?

    Payzello offers banking services which are similar to a bank. With no branches; everything can be done virtually from opening an account, taking credit to saving money and complete personalization.

    The idea is to offer a completely digital way of banking where you can control and manage your money efficiently.

  • help Who can use Payzello?

    Anyone over the age of 18 with a valid Aadhaar card can sign up and use Payzello.

  • help What do Payzello Provide?

    Payzello range of features are below:

    (i) A Zero Balance Account;
    (ii) 1 physical card and unlimited virtual cards;
    (iii) Advanced control of your account (Temporarily or permanently block or lock your card, ordering a new card, setting a limit of usage to control your spending etc.)
    (iv) Savings Goal (To cater to your short/long term plans; ex: A holiday to Bali)
    (v) An easier way to split bills.
    (vi) Instant transfers (Payzello to Payzello transfers, IMPS, UPI)
    (vii) Adding money to your account (Using our Payment gateway or transferring from another bank to PZ account with IMPS/UPI .
    (viii) Requesting money (Request money from your friends or parents via our Payment Gateway or UPI)
    (ix) An easy way to connect to us where we will be there for you 24x7.
    (x) Ello - Our chatbot to give you assistance at all times.


  • help Is Payzello a bank?

    Payzello is not a bank but provides features similar as a bank. If you are worried about your money, please don’t, your money is safe with our partner - YES Bank.

  • help Will Payzello give me an account number and IFSC code?

    Yes, similar to any other bank we will give you an account number and IFSC code which can be shared if you wish to receive money from someone.

  • help What do I need to create an Account?

    You would need a valid Aadhaar card to create an account on Payzello. With other basic details being your mobile number and email ID.

  • help Is Cash acceptable at Payzello?

    Payzello doesn’t accept cash. We believe on complete digitization and we will do our best to promote more digitization.

  • help What are Limits of my Payzello account?

    Payzello has a limit of having a maximum of Rs. 100,000 at anytime in the account. But, you can spend up to Rs. 200,000 in a month.
    Ex: You can have 100,000 in your account right now and not more than that. But you can spend Rs. 200,000 as long as you keep your balance at or below 100,000.

  • help How do I add money to account?

    Your Payzello account can be reloaded through our Payment gateway, IMPS and UPI.

  • help How do Payzello secure my money?

    Your money resides with YES Bank Ltd and is securely managed by Payzello where every deduction is recorded and managed safely.

  • help How secure is Payzello?

    Payzello is very secure and uses sophisticated algorithms to make sure your account and all the transactions are secure by following the protocols defined by RBI, YES Bank and NPCI.
    We don’t store any confidential information like your card number/PIN/CVV) which is managed by the bank where the data is securely managed.


  • helpWhat type of card do I get?
    Your Payzello card is a Rupay Platinum prepaid card.
  • helpWhere is my card Acceptable, is it accepted internationally?
    Your Payzello card can be used to withdraw money at an ATM, transacting online and swiping at POS machines. At this point of time we have disabled international transactions, but we can if we see a high demand for that.
  • helpWhat type of control do I get in my card?
    Your Payzello card provides multiple control features - locking/unlocking your card temporarily, blocking your card instantly with a tap if it’s stolen, setting transaction limits, generating a virtual card to save money or use it wherever you feel unsafe to transact.
  • helpWhat is the pricing for my card?
    Your Payzello card can be used to withdraw money at an ATM, transacting online and swiping at POS machines. At this point of time we have disabled international transactions, but we can if we see a high demand for that.

  • helpHow do I transfer money from Payzello?
    You can transfer your money through IMPS,UPI and Via Mobile Number also.
  • helpWhat is the upper limit for any transfer?
    You have full control over your transfer from your Payzello account to anyone inside or outside Payzello.
  • helpWhat is a Saving Goal?
    We all wish for something that we feel are to be planned for later, why not create a goal for that. We will deduct small amounts of money at different times and add them to your goal. This amount can be accessed by you at any time if you wish to withdraw or cancel your goal. Please be assured that money is yours and not Payzello’s.
  • helpHow do I use a saving Goal?
    Under the Savings Goal tab on the app. Name your goal, set the frequency of deductions which will give you an estimated target of completion. You have complete control to enable or disable auto deduction from your account balance if you wish to save manually based on our alerts.
  • helpWhat is limit of the saving goal?
    Payzello has a limit of having a maximum of Rs. 100,000 at anytime in the account.
  • helpCan I remove all or some money from my saving goal?
    Yes you can, like mentioned earlier you have complete control over your account. If you wish to partially or fully retract your money, you can at any time.
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